There’s no denying that employee engagement has become one of the HR buzz words of our time.

Many of the nation’s employers are still on the fence concerning the “Play or Pay” question in health care reform.

Some are leaning toward “Play” (offering employees medical coverage that meets the requirements of the Patient Protection and Affordable Care Act [PPACA]), while others are favoring “Pay” (forking over penalties for not offering acceptable coverage to employees).

The law actually calls for two possible penalties for large employers with 50 or more employees: one for not offering “minimum essential” coverage, and the other for offering coverage that isn’t “affordable” and/or doesn’t provide “minimum value.”